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Services Overview
Infile Program
Rmcr Reports
Mortgage Only Program
Fraud Alert
CBU Program
DU / LP
Flood Search


Services Overview

InfileDirect
Receive 1 bureau or 2 or 3 bureau merged infile reports through the Internet. With a high speed Internet connection you will receive your reports in 10 seconds.

InfileDirect Plus
CDS’ online system will allow you to order trade line updates electronically…no more faxing! Trade updates are ordered directly from the web-based report from an easy-to-use template window. The system will track all requests, work in progress and charges associated with each credit file.

RMCR Reports
CDS prides itself on providing exceptional service in producing full-factual RMCR reports. Reports are typically completed within 24 hours and delivered through our online system.

Mortgage Only program
Through CDS’ online system, our clients can receive mortgage only reports through the click of a button.

Fraud Alert
CDS offers fraud alert services through all three repositories. Fraud services provide notification of any fraudulent activity associated with name, addresses, zip codes, telephone numbers and social security numbers.

Credit Bureau Update & Rapid Re-score Program
The Credit Bureau Update (CBU) program enables CDS to update many types of consumer credit information with the national bureaus in 2 to 5 business days. CDS will forward documents, supplied by your borrower, directly to Equifax, TransUnion and Experian, for a rush investigation and update of items reporting incorrectly on their credit report.

FannieMae DO/DU
CDS’s online system can issue Fannie numbers on the initial pull, which allows the reports to be re-issued by Fannie Mae at a later date.

Freddie Mac LP
CDS can provide access to the Loan Prospector system.

Flood Search Services
CDS is a national strategic partner with GeoTrac providing national flood search services. This partnership provides CDS the ability to offer flood services through the same online system at very competitive rates.

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